Lowest Mortgage Rates in Canada
Securing the lowest mortgage rates in Canada can make a significant difference when financing your dream home or refinancing your existing mortgage. At Sunlite Mortgage, we are dedicated to helping you find a mortgage solution that reduces your monthly payments and saves you money over the life of your mortgage. Whether you’re a first-time homebuyer, refinancing or renewing your mortgage or looking to pay off your mortgage faster, our tailored solutions are designed to meet your needs.
Why Choose Sunlite Mortgage for the Lowest Mortgage Rates in Canada?
Mortgage rates directly impact how much you pay in interest over the term of your loan. Even a small reduction in rates can save you thousands of dollars. For instance, on a $500,000 mortgage, a 0.5% lower interest rate can save you over $20,000 in interest over 25 years.
At Sunlite Mortgage, we work closely with our clients to understand their unique financial profiles and goals. With access to rates from over 60 lenders, including banks, credit unions, and trust companies, we do the shopping for you and negotiate the best discounts to ensure you get the most competitive deal tailored to your situation.
Sunlite Mortgage Rate Comparison Table
Below is an overview of the latest mortgage rates we offer to help you achieve your homeownership or refinancing goals:
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| 1 Year | 7.49% | $730.93 | 6.19% | $678.33 | $52.60 |
| 2 Year | 7.044% | $702.89 | 5.24% | $618.57 | $84.32 |
| 3 Year | 6.29% | $669.22 | 4.24% | $561.84 | $120.56 |
| 4 Year | 6.44% | $666.19 | 4.19% | $544.61 | $121.58 |
| 5 Year | 6.49% | $673.23 | 4.14% | $542.90 | $130.33 |
| 7 Year | 6.89% | $693.64 | 4.39% | $552.92 | $140.70 |
| 10 Year | 7.24% | $715.30 | 5.14% | $589.60 | $125.70 |
| 5 Year Variable | 4.94% | $590.98 | 4.30% | $553.80 | $37.81 |
| Prime Rate | 5.20% | |
Rates are subject to change. Contact us for personalized advice and the latest offers.
Ready to Lock in Your Rate?
With a rate hold of up to 130 days, Sunlite Mortgage ensures you have the time to finalize your decision while securing the best rates. Don’t wait — Contact Us Now to get started.
How Sunlite Mortgage Helps You Secure the Best Rates
- Personalized Advice: Our experts take the time to understand your financial goals and recommend the best mortgage solution for you.
- Exclusive Rates: We have access to a wide range of lenders, so we offer exclusive mortgage products and rates that aren’t available directly to consumers**.**
- Streamlined Process: From pre-approval to closing, we guide you every step of the way to ensure a seamless experience.
- Market Expertise: Our team updates market trends to help you lock in the lowest rates at the right time.
Why Sunlite Mortgage Is Your Best Choice
- Save Time and Money: There is no need to shop around—with just one credit check, we bring the best mortgage rates in Canada directly to you.
- Trusted Advisors: Our team’s expertise ensures you receive clear, honest advice tailored to your needs.
- Flexible Options: Whether you’re buying your first home, refinancing your existing mortgage, or renewing your mortgage, we offer solutions to fit your financial goals
Take Action Today with Sunlite Mortgage
Don’t let high mortgage rates stand in the way of your dreams. At Sunlite Mortgage, we’re committed to providing you with the lowest mortgage rates in Canada and helping you achieve your financial aspirations.
Call Us Now: Speak with one of our mortgage experts to discuss your needs and secure the best rates. Call Now
With our rate hold of up to 130 days, you can lock in the lowest mortgage rates in Canada while you finalize your home purchase or refinancing. Contact us now to explore your options and take the first step toward lower borrowing costs. Together, we’ll find the perfect mortgage solution for you.
