Private Mortgages

Are you burdened by high credit card balances or personal loans but can’t secure additional financing from your bank, credit union, or trust company due to income or credit issues? A private mortgage from Sunlite Mortgage could be the solution you need. Private mortgages offer flexibility and rapid approval processes, making them ideal for those who need to consolidate debt or refinance but don’t meet traditional lenders’ criteria.

Why Consider a Private Mortgage?

Struggling with Multiple High-Interest Debts?

• Credit Challenges: Refinancing with a traditional lender may be off the table if your credit score has dropped. Private lenders prioritize your property’s value over your credit history, offering a lifeline to financial stability.
• Debt Consolidation: Combine high-interest debts into a single, lower monthly payment. This strategy can reduce your financial stress and save you money on interest.
• Urgent Financial Needs: Whether it’s unexpected home repairs or other emergency expenses, private mortgages can provide quick access to funds when you need them most.

Normal Term of a Private Mortgage

Typically, private mortgages have shorter terms, ranging from 1 to 3 years. They are designed to offer immediate financial relief and flexibility until you can transition to a conventional mortgage.

Benefits of Choosing Sunlite Mortgage

• Flexible Approval Criteria: Focus on property value and equity rather than credit scores.
• Quick Approval and Funding: Streamlined process for faster access to funds.
• Customized Solutions: Tailored loan terms to meet your specific needs.

Why Choose Sunlite Mortgage?

• Expertise: Extensive experience in crafting personalized mortgage solutions.
• Diverse Lender Network: Access to a broad range of private lenders.
• Personalized Service: Dedicated mortgage agents guide you through every step.

How to Apply

Ready to take control of your finances? Apply online or contact one of our expert mortgage agents for a personalized consultation. Our professionals are committed to helping you achieve your financial goals, providing tailored solutions that fit your unique situation.